Loan Eligibility Checker
Find out if banks will approve you before you apply. It runs privately in your browser, so there are no forms sent to banks and no follow-up calls or marketing spam. You decide who, if anyone, reaches out.
Credit Profile
Employment Type
Loan Details
₹1.8L
₹12,000
₹78L
₹90L
FOIR limits: Salaried 750+ CIBIL → 50% · Standard → 40% · High Risk → 30%. Self-employed: 40% · 35% · 25%.
Max Eligible Loan
₹81L
over 25 years
Bank-Ready EMI
₹78,000/mo
Max you can service
Current FOIR
7%
Before new loan
Projected FOIR
42%
Limit: 50%
You are within the eligible range for this loan. Your profile meets standard Indian banking criteria.
This is an indicative estimate based on the details you entered — not a loan offer, sanction, or guarantee. Final lending decisions rest solely with the lender.
Which banks are likely to approve you
Based on your profile, 5 lenders look like a strong match. Estimated rates use your CIBIL band.
SBI Home Loans
Approves your full ₹78 L request
Bank of Baroda
Approves your full ₹78 L request
HDFC Bank
Approves your full ₹78 L request
PNB Housing
Approves your full ₹78 L request
ICICI Bank
Approves your full ₹78 L request
Axis Bank
Loan exceeds 85% of property value here
This check is private — nothing is sent to any bank. Likelihood and rates are indicative, based on typical lender criteria and your inputs; final terms depend on the bank’s policy. “Apply via Zoreja” is optional, and you decide who reaches out.