Maharashtra's Stamp Duty Cut for Women: Real Savings

Maharashtra gives a one percent concession on stamp duty when a residential property is registered in the name of a woman buyer, alone or jointly with other women. It is a simple, fully legal way to lower your cost of buying.

On a one crore home, that one percent is one lakh saved, before you even negotiate the price. The benefit works whether you buy in Pune, Mumbai or a smaller city. Adding a male co-owner means the standard rate applies.

The trick is to plan the ownership before you register, not after. Decide the name on the agreement early so you do not miss the concession.

How Zoreja helps: use the Loan Eligibility Checker to plan your budget with the savings in mind, and RERA Check to confirm the project is safe.

Updated 15 September 2026: the concession covers residential property only, and applies to all-women joint ownership too.